Episode #2066: Bright Laundry Room Renos | Filters for the Freshest Water | How to Lower Insurance Costs | Your Q&A |

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We’ve got gratuities for <a href="https://www.moneypit.com/5-tips-for-a-safer-healthier-kid-friendly-laundry-room/" data-wpel-link="internal">safe laundry room</a> renos that will brighten your opening and put everything in its region! If you’d like to enjoy fresh water from every faucet in your house, a <a href="https://www.moneypit.com/how-install-whole-house-water-filter/" data-wpel-link="internal">whole house water filter</a> can do that just as it comes into the house- bringing you crisp, clean-living ocean from every tap in your dwelling. We’ll share the best options for a fresh water supply.If you live in a home with a hearth, you’re probably exerting it a lot during these cold months. But did you know your fireplace your <a href="https://www.moneypit.com/does-a-fireplace-increase-home-insurance/" data-wpel-link="internal">fireplace can drive up your insurance costs ?</a> We explain why and how to lower that expenditure.</p> <p>Plus, provide answers to your home improvement a matter of, <a href="https://www.moneypit.com/how-to-finish-garage-floor/" data-wpel-link="internal">applying epoxy to a garage storey</a>, positioning your own <a href="https://www.moneypit.com/installing-new-central-air-conditioning-system/" data-wpel-link="internal">central air conditioning</a>, <a href="https://www.moneypit.com/power-washing-your-roof-good-idea/amp/" data-wpel-link="internal">cleaning mold off a roof</a>, <a href="https://www.moneypit.com/install-floor-tile/" data-wpel-link="internal">best way to lay a tile flooring</a>, <a href="https://www.moneypit.com/how-to-replace-a-light-fixture-with-a-ceiling-fan/" data-wpel-link="internal">installing a ceiling fan</a>.</p> <p>Do you have a home improvement or decor question? Call the show 24/7 at 888 -MONEY-PIT ( 888 -6 66 -3 974) or <a href="https://www.moneypit.com/question-submission/" data-wpel-link="internal">post your question now</a>.</p> <p> Read Transcript</p> <p>TOM: Coast to coast and floorboards to shingles, this is The Money Pit Home Improvement Show. I’m Tom Kraeutler.</p> <p>LESLIE: And I’m Leslie Segrete.</p> <p>TOM: What are you working on? If it’s your mansion, you’re in accurately the right place because we are here to help you with development projects you’d like to get done. Are you needing some cure solving a problem? You’ve got a decor dilemma? You’ve got a project you want to plan for now or the near future? All big question. We’d love to help. You can help yourself first, though, by announcement us at 1-888-MONEY-PIT or affixing your question at MoneyPit.com.</p> <p>Coming up on today’s show, does your laundry room feel a bit dark, perhaps cluttered, perhaps disorganized and maybe even a bit hazardous? Well, we’re going to share some- rather dramatic, don’t you think? </p> <p>LESLIE: Very much so.</p> <p>TOM: Thank you very much.</p> <p>We’ve got tips for safe laundry-room renos. That’s what we’re going to talk about. These renos are going to brighten your seat and threw everything back in its home, so you’ll be one happy camper when it’s done.</p> <p>LESLIE: Alright. And also ahead, if you’d like to enjoy fresh water from every faucet in your residence, a whole-house water filter can do that, just as it comes into your room. And that’s going to bring you crisp, clean-living irrigate from every single tap in the home. We’re going to share more about that, in just a bit.</p> <p>TOM: And here’s a conceive. If you’ve got a home with a hearth, you’re probably squandering it a lot during these cold months, experiencing those heated flames. But did you know that your hearth “re driving” up your homeowners policy expense? It can. We’re going to explain why and how to lower that overhead, in really a bit.</p> <p>LESLIE: And what programmes are you guys all working on in this new year? Well, it’s our responsibility, it’s our mission to educate, engender and are contributing to build confidence in is planned that you’d like to get done and to simply guide you on how to get those done formerly, get it done right so you don’t have to do all those things again.</p> <p>TOM: And your job is to help yourself firstly by posting your question at MoneyPit.com or announcing us, right now, at 1-888-MONEY-PIT, 888 -6 66 -3 974. </p> <p>Let’s get to it. Slews of tribes standing by, Leslie. Who’s first? </p> <p>LESLIE: Heading south to Florida where Nancy has have a question for The Money Pit. What’s going on? </p> <p>NANCY: I’m trying to replace some ceiling love for my son, who lives in Palm Harbor, Florida.</p> <p>TOM: Boy, aren’t you a good momma doing that job for him? It’s ought to be the other way around.</p> <p>NANCY: Yeah. But he currently has three ceiling fans.</p> <p>TOM: OK.</p> <p>NANCY: And they’re- the cord for them is not behind the wall; it’s really strung across the ceiling and down. He’s in a condominium, on the first floor. And from what I understand, there’s precisely a plaster ceiling.</p> <p>TOM: Mm-hmm. OK. So there’s no electrical box in the ceiling? It had to be- this electrical wire had to be run on top of the ceiling, basically, or attached to the ceiling? When you say cord, you symbolize … </p> <p>NANCY: That’s correct.</p> <p>TOM: You’re not talking about a- like an extension cord. It sounds like you’re just talking about the non-metallic wiring- the vinyl wire- that basically will carry the three conductors to the ceiling fan. Is that remedy? </p> <p>NANCY: Right, right.</p> <p>TOM: OK.</p> <p>NANCY: Just like you plug in a dawn. The line for the light.</p> <p>TOM: OK. And is there a casket that it goes into? Is there a box in the ceiling that this cord goes to? There must be some way of attaching this ceiling devotee to that ceiling. I’m just wondering how they’re do that.</p> <p>NANCY: I think they fastened it. I don’t know about a carton but against it … </p> <p>TOM: So, what’s your question? Can he change it? Is that what your question is? </p> <p>NANCY: Without that unattractive rope running across the ceiling and down the two sides of the wall.</p> <p>TOM: No. Not unless you can figure out a nature to wire it properly. I mean you can speak with an electrician about this and see if there’s a path to run that cable behind the ceiling surface or behind the wall skin-deep. Because that’s the only way you’re going to be able to do this without discovering it.</p> <p>Typically, you would have an electrical box. In fact, for a ceiling fan, there’s a special type of electrical box that has a brace built into it that croaks between- generally, if it’s a lumber ceiling joist, timber truss or lumber rafters or lumber ceiling joists, it would go between them. In this case, you’re saying it’s concrete, so that doesn’t apply.</p> <p>But suffice to say, there’s a special box that departs flush with the ceiling and the wires fed into the back of that chest. And it has to be securely attached to the ceiling because love, you are familiar with, given the fact that they’re going to spin will work loose if they’re not properly stuck. So, here i am- it is possible to do it that way. That’s the right way to do it. Whether you can do it in your place, as you describe it, if it is solid concrete- which I can imagine, for fire-resistance, it’s possible that it’s that road. If that’s the action, then no, I don’t think you can run the cable another way. But I would suggest, in such cases, you speak with an electrician about the possibility.</p> <p>Are all the followers the same? </p> <p>NANCY: Yes, uh-huh. They all are.</p> <p>TOM: Yeah. Do you think they were put in by the builder primarily? </p> <p>NANCY: I think they were added separately.</p> <p>TOM: Yeah.</p> <p>NANCY: And I only couldn’t imagine that everybody in the complex either doesn’t have ceiling devotees or has this appalling line moving across.</p> <p>TOM: Right. Yeah, it’s Florida. Isn’t there a ordinance that every house in Florida has to have at least five ceiling devotees? </p> <p>NANCY: Of direction.( inaudible) </p> <p>TOM: Well, the only thing you could do is you could neaten it up a bit by making- by running the wire through a conduit, which is like a hose that is attached to the ceiling.</p> <p>LESLIE: But there’s even neat electric-cord deals that are flat. They’re like a path and they click to the ceiling or the wall and they cover over whatever cabling or cording. It’s for computers but it’s the same thing and it’s thin. And then you can paint it the same color as the ceiling and the wall, wherever it progresses through.</p> <p>NANCY: Yeah, that’s probably what I’ll wind up having to have done. I time didn’t know if they had something new and enormous with remote-control-type things or whatever.</p> <p>TOM: They have all of that for operating the fan but it is necessary to a power source. And the power source is going to be 120 volts. And that’s – you’ve got to get get it to that spot.</p> <p>So, I think that’s what you’re up against. I can’t imagine how they’ve affixed this but I would just say to you, as you start to take the first one apart, however they did it, it better be done securely. Because otherwise, you can have a problem with that devotee drawing down- or falling down, I “re saying”. OK? </p> <p>NANCY: OK. I anticipate I’ll only call mortal that sells ceiling devotees. And they’d probably head me to either an electrician or themselves.</p> <p>TOM: I don’t think you have to do it in that order. I think you could select any ceiling fan that you like- and there are so many to choose from. You could buy one from a dwelling hub, buy one online. But what I do think is you should find an electrician that specializes in hanging ceiling devotees, OK? </p> <p>NANCY: OK. OK. That is just like a good idea.</p> <p>TOM: Alright. Good luck with that projection. Thanks so much for announcing us at 888 -MONEY-PIT. And you are a very good mom, Nancy, for taking care of that for your son.</p> <p>NANCY: Thank you.</p> <p>LESLIE: Mary in North Carolina is on the line with a mossy ceiling. Tell us what’s going on at your coin pit.</p> <p>MARY: Well, we have a 10 -year-old roof- asphalt shingles, I believe they are- and the sections between shingles are beginning to be filled up with moss.</p> <p>LESLIE: It’s like a mossy grout line.</p> <p>MARY: Yeah, that’s right. I’d like to know how to get it safely clean and keep it coming from growing back again. It isn’t the entire roof. We are in an -Aframe house, so it’s very sharp, unusually steep roof. And it’s just about the 8 or 10 hoofs closest to the edge.</p> <p>LESLIE: OK. Do you see it all the way around or do you just see it on, say, the north-facing side or in the area …? </p> <p>MARY: It’s merely on this north-facing part.</p> <p>LESLIE: OK. So that’s the sphere that gets the least amount of sunlight.</p> <p>MARY: Right.</p> <p>LESLIE: Do you have a large tree that’s adding more shade to this area? </p> <p>MARY: We have a lot of trees, yeah.</p> <p>LESLIE: A mas of trees.</p> <p>TOM: Yeah, therein lies the problem.</p> <p>LESLIE: Mm-hmm. Now, the best solution here is- can you trim out or thin out those trees in any way to get more sunlight onto that segment of the roof? Because if you can do that, sunlight really is your best artillery in rid ourselves of this moss and hindering it away. Now, you’ll have to do some work to get it to be gone in the first place but if you can add more sunlight, you’re going to help it stay away.</p> <p>MARY: Alright. Very good.</p> <p>LESLIE: Well, if you have a cluttered, dark laundry room, here are some tips-off that will help you see the light.</p> <p>First of all, you have to make sure that your furnishes are always within easy contact. You want to collect them in low-pitched shelves or wire baskets. Now, I did this to my laundry room and it was fantastic. It drew life so easy. It obligated the errand of doing laundry super easy. And then the pandemic happened and the laundry room has now become the place for bathroom tissue, obliterates, article towels, all the things that you might need in the event of lockdown again. So my laundry room has become a different type of a cluttered mess.</p> <p>Now, guys, if you’ve got the space in your laundry room and it hasn’t become your COVID warehouse, if you’ve got the room for it, use a rolling cart. That’s superb to help you sort your invests. And if you do find that you have some limited space, you can attach a fold-down shelf to the wall and that’ll help you with sorting and folding, even ironing.</p> <p>And you want to make sure that any cleansers you’ve got you keep out of reach of the kiddies and applied them on top shelves or even in cabinet ministers. You only don’t want it out ogling- some of them genuinely gaze appetizing. You don’t want the kids to get their hands on them.</p> <p>TOM: Next, why not was put forward an ironing-board hanger on the wall or even behind your doorway? This will keep the board and the iron out of the way when you’re not use it. And you might find it even more convenient to attach a pull-down ironing board to the wall. Really merriment project. Consumed to see it in a lot of old lives. Not so much now but I don’t know why we don’t really bring it right back. This course, you won’t have to fold and develop the board, which can be a bit of a strain on your back.</p> <p>So, bottom line, a few simple conversions like this is going to make doing the laundry much less of a chore. And you will be a very pleased about that camper as a result.</p> <p>LESLIE: Alright. Now we’ve get Dan from Pennsylvania on the line who’s got a really big roof and certainly not quite sure what to do with it.</p> <p>Dan, welcome to The Money Pit.</p> <p>DAN: Yeah. So I have a roof that’s about 22 year olds. And we’ll be keeping this house( inaudible) probably 4,600 square paws, 5,000 square hoofs. So it’s a lot of roof and gables and so on. But the roof actually doesn’t was like I have a problem. It doesn’t leak but it’s aging.</p> <p>TOM: OK.</p> <p>DAN: And my station- my thought was, as I was looking at- on a separate home- my beach live. I had to replace a roof. It went very expensive. I’m wondering, is there anything I can do to maintain the life of the ceiling? We live outside of Philadelphia, so we have the four seasons. Somebody mentioned to me- and I did a little research on a produce called Roof Maxx.</p> <p>TOM: Yeah. Mm-hmm.</p> <p>DAN: And I was just curious if that manufactures feel, if that would give me a number of years to maintain it and prolong the life a little bit more. We’re probably going to consider moving in about 2 years, so I’d hate to throw on a brand-new ceiling. But I’d too dislike to be stuck in the sales process and have that come up as an issue, right? </p> <p>TOM: I “know what youre talking about”. I devoted 20 times as a professional home inspector, so let me tell you, if it was me, how I would treat that.</p> <p>You mentioned that the existing roof is in good condition. There’s no worsening, there’s no sounds, there’s no spills. Is that the action? </p> <p>DAN: Correct.</p> <p>TOM: Yeah. There’s nothing wrong with that roof except that it’s aged. So, if- when you kept the house on the market, I would disclose that up front and I would just tell your agent to convey in the lean or be communicated to potential purchasers, “We know the roof is old. We are not replacing it. There is a lack of reveals. It is absolutely functional.”</p> <p>LESLIE: Do you have to worry how you come across examining as a dealer if you are saying that? Does it look like you’re disclosing something or you’re hiding something or you’re not negotiating? </p> <p>TOM: When you buy a residence, some stuff’s brand-new, some stuff’s old-time, you know. But if it’s not spilling and it’s not imperfect, it’s not cracked, I don’t consider age to be a defect. It’s only another point of evaluating the condition of the property as a prospective buyer.</p> <p>And by you saying- “I’m not going to negotiate with you for a new ceiling. I know it’s age-old. I’m telling you it’s old. I’m too telling you it’s not spilling. So it’s up to you. You can use it as it is or you can decide to change the ceiling but that’s on you. It’s not on me.” So, I think it shows that you’re being very forward with them and very honest with them. It’s not a catch, because I do agree that if, formerly it goes through a home inspection- if it was my inspection, I would say, “Look, the ceiling is beyond a ordinary, handy life. It’s not spilling but only expect it to have to replace it in the near future.” And I’d leave it at that. I wouldn’t say you have to replace it for the sale.</p> <p>And in terms of those medicine concoctions, I would not- I don’t believes in a single one of them. I don’t think there’s anything you can put on that roof that’s going to give you any more time with it. The only thing you asked me- “Is there anything I can do to extend the life? ” I imply as long as you have proper roof and ridge and soffit breathing- and that represents it stands reasonably cool in the summertime and it doesn’t build up a lot of heat. That abbreviates the life of the ceiling. But inspect, you don’t know, also, what the expected life expectancy was on those shingles. There’s been shingles out for more than 20 times that have life expectancies of 25 or 30 years.</p> <p>So, I don’t think you should worry. It’s good that you’re requesting the question now but I think that’s how I would handle it. I would just disclose that and anything else you know about with the house that needs a repair. I’ve seen parties sell mansions that have real defects. “I know my windows are decomposed. I’m not changing them.” Well, that’s not the same as a roof that doesn’t seep but OK, at least they’re showing you what their opening predicament is. And if it’s a decent busines for vendors, it shouldn’t impact your sale.</p> <p>DAN: Right. Great. Yeah. And that’s what I “ve been waiting for”. Again, there’s a lot of produces that are touted. Unless they’ve been experienced and they actually have benefit, I have no desire to go down that itinerary. And again, it may be 2 years, it may be four years. We’re not in a huge rush.</p> <p>TOM: Yeah. You decide then.</p> <p>And listen, when it comes time to replace that roof, what I would do is I “re trying to decide” what shingles I require and essentially sort of create a specification for the job. Because, soldier, I’ve seen roofers tout rates – you just have one house and once rate are likely to be 10,000 and one cost will be 30,000 for the same roof job. So they actually entreat you and not the project.</p> <p>You can use a service like HomeAdvisor.com. Try to find somebody that’s got some good the examinations and simply shop it, because it’s not that complicated a project. When these units do this every day, they’re like- when I’ve seen them labor, they’re like Special weapons and tactics squad. They come in, they progressing well together, they rip off that- all those old-time shingles in a flash and they’re right on it with the new facility, so … </p> <p>LESLIE: It’s truly so fast.</p> <p>DAN: My beach house, that’s what they did. It was so fast that I went down to scrutinize it while they were doing it and they were already done.</p> <p>TOM: Right.</p> <p>DAN: But to your point, I had four thinks and they were all over the place, from 7 to 20,000. </p> <p>TOM: Yeah, accurately. Yep.</p> <p>DAN: And it was very clear they were playing me. They were more interested in where I live.</p> <p>TOM: Yep. “Oh, beach live? Did you say beach house? OK.”</p> <p>DAN: Yeah.</p> <p>LESLIE: “Oh, a second home? ” Good stuff.</p> <p>TOM: “OK. Now we know how to toll you.”</p> <p>DAN: Yeah, accurately. I knew that was coming.</p> <p>TOM: Right? </p> <p>DAN: It’s self-evident where it’s situated. So, very helpful. Thank you very much.</p> <p>TOM: Alright.</p> <p>DAN: Love your establish and listen to it religiously.</p> <p>TOM: Thanks, Dan. OK. Well, good luck with development projects. Take care now.</p> <p>DAN: Take care, both of you. Bye-bye.</p> <p>LESLIE: Mary in Missouri, you’ve get The Money Pit. How can we help you today? </p> <p>MARY: My husband and I are trying to install central air in our dwelling. It’s a ranch-style and we bought the central-air unit and the ductwork from a building that had been torn down. And I wondered if we could simply fix the ductwork- and when we’ve cut the holes in the wall- in the ceilings- for the express, I wondered if we could just go ahead and attach the ductwork that was there from the previous house or if we had to redo all the ductwork- I signify all the vent piping.</p> <p>TOM: I guess the answer is: perhaps. And the reason is because the duct design is going to be dependent on the building. And it depends on the size of the building and the distance that the air has to travel. And if it’s not done right, what will happen is you’ll either create a situation where you have either too much or too little heating or cooling. And most likely, you’ll have too little. And if that happens, you be brought to an end wasting, actually, a lot of energy because the system has to run a lot more to try to see the building comfortable.</p> <p>So, I would suggest to you that insofar as the passage scheme is concerned, you really need to have somebody that is experienced in designing these systems lay it out for you. It’s definitely not a do-it-yourself project. It’s not the kind of thing that you can tackle, even if you’re very conscientious first time out, because you might get onto wrong.</p> <p>It depends a good deal on the size of your construct, how many windows are in your structure, where the building faces. There’s a heat-loss calculation that’s done and then based on that, you determine how much warm or cold air you have to get to each room. So you can’t definitely sort of time wholly emulate what was done in an older house unless it happens to be an indistinguishable house.</p> <p>So this is a point where it’s good that you got the equipment inexpensively, you got the ductwork inexpensively. You do need to waste a little bit of money on going it to be laid down properly, Mary, or you really won’t be comfortable. Does that make sense? </p> <p>MARY: Yeah, that was what I wanted to check, because we’re somewhat self-sufficient but I had a feeling this might be more than we could tackle.</p> <p>TOM: I think that’s a good doctrine. Mary, thanks so much for calling us at 888 -MONEY-PIT.</p> <p>LESLIE: Well, if you’re tired of the plastic water bottle going out with your recycling or worse, in the junk every week- it takes no extra campaign, guys. Recycle the plastics that you’re using.</p> <p>If you’re tired of this whole process, though, a whole-house water filter actually could be a better option for you.</p> <p>TOM: Yeah. Here’s how it drives. A whole-house unit filters the liquid at the prime water line, just as it comes into your house. And it mostly brought you that snappy, clean-living water that you enjoy from every tap in their own homes, because it’s mostly filtering all the irrigate that’s going into the home.</p> <p>And a lot of kinfolks have an aversion to tap water. They don’t like the taste. But filtering can give you that better irrigate and it’s a lot less expensive than buying water bottles and having to store them, chill them, et cetera. And it’s not that hard to install, as well, peculiarly if you’re putting it after the main water valve, which I highly recommend. Because this acces, you turn the spray off to the house, install the water filter and then you can hook it back up.</p> <p>So, a somewhat basic plumbing programme. If you’re not cozy, you can hire a pro but it shouldn’t be very expensive to do, either.</p> <p>LESLIE: Now, when it comes to actually filtering the sea, you’ve got to choose a filter depending on what you want to filter out. So, you can get one that filters out merely dirt and rust-brown or you can get another one that filters out grime, rust and chlorine. So, I foresee a lot of that depends on what you’re looking to remove from the liquid that’s coming into your house.</p> <p>Now, when it does come time to install, what’s very good residence to install this whole-house water filter? So, to do that, you’ve got to locate the water main in your house. And this is going to be the best spot for you to install your filter. And the filters are going to last-place about 2 to 3 months but you’ve got to remember to change them. Because if the filter is dirty, it’s merely not going to be doing anything for you.</p> <p>TOM: Exactly. If the filter get soiled, then the water’s dirty and it various kinds of overcomes the purpose.</p> <p>LESLIE: And “ve been waiting for” you see how gross those filters are. Oh, my goodness.</p> <p>Chris in Arkansas is on the line with a decorate question. How can we help you today? </p> <p>CHRIS: Well, I bought a house and it has two showers. And the tile- subside and bathtubs are baby pink and baby blue.</p> <p>TOM: What’s wrong with that? </p> <p>CHRIS: Well, it’s not exactly what I had in attention. But I was wondering if you can successfully- until I got to get remake the lavatories, if you can successively paint over them without it inspecting terrible.</p> <p>LESLIE: Yes and no. I mean you can. There’s quite an extensive process to it to make sure that you get suitable adhesion and it affixes very well. However, whenever you’re dealing with a painted skin-deep and liquid is involved and areas that you have to clean, as well, you’re going to get some wear and tear. So I don’t think it’s the best idea.</p> <p>There are packs that you can buy online. Basically, if you want to do it without a package- and of course, then you don’t want to paint the grout. But a lot of people do paint the grout and then that inspections weird, too. So you’ve got to think about all these things. But you’re going to want to use a terribly, awfully durable oil-based primer. And of course, you’ve got to clean those tiles very, very well before you even think about putting a throw of primer on them.</p> <p>TOM: And I feel Sherwin-Williams actually makes a primer that is super, super adhesive. And the reason I only knew this is because the lane they demo’d it was by make-up it on tile and then putting a second layer of make-up on it. But even though it’s a really adhesive colour, I agree with you completely that eventually- in a very short period of time, extremely if you’re cleanup the surface – you’re going to start wearing through it.</p> <p>CHRIS: OK. And like I said , not knowing if I could or not, I simply was judging if I could buy myself some time and simply decorate it until I can remake- or perhaps it’s sounding like I should just wait until I can redo.</p> <p>TOM: Well, you know, the bad news about those age-old tile lavatories is that they have these highly traditional, 1960 s-like colourings. The good news is that the tile character is generally really gone and the channel it’s invested is really solid. And that’s why, if at all possible, perhaps you were able to think about decorating around this tile.</p> <p>So you said that you had- is it pink and off-color? </p> <p>CHRIS: Yes.</p> <p>LESLIE: With the pink, I think we’re participating such a big trend in pink actually making a comeback in shower rooms. You could go overload on the pink, you can add in florals, you can add in different sounds of pink. So you can sort of tone in down with neutral tans and grey-haireds and clues of gold and sort of make it glamorous and more girly. The authorities have access you can do that.</p> <p>Blue tile, I feel like, is just a poor choice. Blue tile is blue tile.</p> <p>CHRIS: I altogether agree with you.</p> <p>LESLIE: Maybe everything else proceeds super clean. But I really feel like if you attempt to paint the tile, you’re going to be sad in the long run. And it’s going to- it will perhaps motivate you to do the permanent work more quickly.</p> <p>CHRIS: OK. Well, accurately that and that’s why I called. I really wasn’t sure if there was some miracle cure that I- “Hey, this works great” or not. And I am trying my best at embellishing around but the pink, yes, has worked better than the blue.</p> <p>TOM: At least we answered half the problem, Christine.</p> <p>CHRIS: I appreciate it. I appreciate it so much.</p> <p>TOM: Good luck with that assignment. Thanks so much for announcing us at 888 -MONEY-PIT.</p> <p>LESLIE: Well, if you live in a dwelling with a hearth, you probably are using it quite a bit in these winter months. But did you know that your hearth are to be able drive up your insurance costs? </p> <p>Now, generally speaking, any home aspect that presents a risk of injury or shatter can actually increase the costs of a homeowner’s insurance. A hearth might not have the same impact on your plan payments as, say, a pool. But a home with a wood-burning fireplace may expenditure more to insure than a home that doesn’t have one.</p> <p>TOM: Yeah. And how much more is really going to depend on the insurance company but it straddles from 2 percent on up. But if you want to offset that possible bulge in your frequency, you might be able to provide the insurer with proof that the unit was installed correctly and by a licensed pro and that it meets code requirements.</p> <p>We have a condominium that we own and was our first home. And we retained it and we hired it is currently but the condominium association has a rule that every two years, the fireplace has to be cleaned. And I think that’s a great rule. And then we have to submit that certification or receipt from the chimney company back to the office. And they, I’m sure, remain this on file for the insurance company to keep our charges down. So, surely a good theory to communicate with your insurance company.</p> <p>And speaking of which, if you plan to put one in, you want to make sure you tell your insurance company. And if you’re obtaining a residence that’s already got one, get the history from the homeowner for details so that you can inform the insurance company and evaded those potential expenses.</p> <p>LESLIE: Well, who wouldn’t want a male cave? Well, Dale, of course. He does demand one and needs some help.</p> <p>What’s going on, Dale in Florida? How can we help you? </p> <p>DALE: Oh, I simply bought this house. It’s 7 years old. The garage floor is in good shape but I want to create my boy cave. And I’ve been looking at all the options online and I’ve kind of narrowed it down to epoxy or stain.</p> <p>TOM: OK. OK.</p> <p>DALE: So, I approximate my questions “wouldve been”: what do you think about epoxy or stain and is this something I should attempt to do myself or get a professional? </p> <p>TOM: As you probably know, if you’ve been experimenting this, when you apply stain, the specific characteristics you get is going to be unique because it depends a good deal on the chemistry of the concrete underneath. We too don’t know what’s happened to that concrete over the last 7 years, whether someone threw a sealer on it or something like that. That could affect it.</p> <p>And then, even if you do get a color that you want, you still would want to have some sort of a smooth finish. Otherwise, it’s going to be really hard to keep it clean and you might end up utilize an epoxy regardles. So, given that, I would tell you to go epoxy. It’s really tough stuff and genuinely sturdy and super easy to clean.</p> <p>Whether you make love yourself or not is going to be a factor of how handy you feel like you are. I “re saying” with the epoxy, there’s some timing involved. Because when you buy the epoxy, it’s a two-part kit. There’s the epoxy and there’s a hardener and you mix that up. And then you wheel and/ or graze that on. And while it’s wet, you usually add a shade flake or a vinyl chipping or some sort of a tenacity to it.</p> <p>DALE: Right.</p> <p>TOM: And then you kind of keep working that across that whole seat. Three-car garage is a pretty big project for you to tackle. And if you get it wrong, you know , is not simply will it be embarrassing, it … </p> <p>DALE: Yes. That’s what I’m worried about.</p> <p>TOM: Yeah. Not only will it be embarrassing but it also might various kinds of give you back in terms of expense and season. And I’m not even sure what it would take to get past that. I guess you would probably have to let it baked where it was messed up and then start again and kind of go on top of it.</p> <p>So I think if it was me, I’d probably have it done by a pro that does it all the time. And I think you’re also going to find there may be an option for a clear coat on top of the epoxy. I know that- oh, I have family in Florida that’s actually made that stair and likes the idea of setting up the clear coat on top of the epoxy. It draws it a little shinier. Does it compute durability to it? Maybe, maybe not.</p> <p>I will recommend a symbol, though, because there’s a lot of different epoxy makes out there. Take a look at Abatron. This is not something you’re going to find at a residence middle, I’ll tell you that. These guys are professionals and they help the industry. And their produce is not inexpensive but it is a extremely, very good-quality product. That area is Abatron.com- -Ab-a-t-r-o-n.com.</p> <p>DALE: OK.</p> <p>TOM: Look at the garage-floor finishings there and the kits that are available. And even if you do be brought to an end the produce directly, you might want to find an experienced person , not just a supportive handyman that can swing a paintbrush but somebody who does or has done garage storeys, to make sure you get it right.</p> <p>LESLIE: Yeah. Because it’s a discipline a little bit.</p> <p>DALE: Yeah.</p> <p>TOM: It’s a bit chemistry.</p> <p>DALE: OK. You got me off the ledge.</p> <p>TOM: Glad to help, my friend. Thanks so much for calling us at 888 -MONEY-PIT.</p> <p>DALE: Thank you.</p> <p>LESLIE: Nancy in Minnesota affixed issues and questions and she writes: “Every time our furnace shuts down, it causes the ductwork to ping and clank. It’s very annoying. How would you retrace and define their own problems? ”</p> <p>TOM: I concur. That is very annoying. I’ve heard it myself and I think that adequately describes it.</p> <p>It actually has a name. It’s announced “oil-canning.” And if you think about the Wizard of Oz and the Tin Man and he had an oil can for a principal, that’s the course those cans used to look.</p> <p>LESLIE: Right.</p> <p>TOM: They were large-scale and they were metal. And when they got dented, they would make a pinging announce. So that’s why it’s called “oil-canning.” For those that are Wizard of Oz supporters , now you know.</p> <p>But the way to fix this is simply to secure the ductwork, because what you’re hearing here is expansion and contraction. And I’m going to give you an easy way to do this because if you call a contractor, they’d be like, “Well, we’ve got to make your passages apart. You’ve got to reattach them. Blah, blah, blah.” No, you don’t. All you need to do is to find the place in the passages where it’s happening, which is usually near the return passage near the furnace itself.</p> <p>And if you start pressing in on those passages, you can probably actually make it realize that clang on its own. And when you find the really target- the place where it’s really loud, where it does stimulate that big-hearted oil-can sound- that large-scale ding and the dang and the ping- what you can do is you can take a piece of lumber- like a 1×2 section of furring airstrip, like a 1x2x3/ 4-inch fragment of timber- and you could make a- mostly attach it to the duct. I’ve done this where I’ve taken a drywall pin- one of those pitch-black, hardened screwings- driven it through the grove, right into the duct in a couple of places. And it has the effect of reinforcing that weak area of the duct.</p> <p>And with that stick in place- that’s all it really is is a stick. Once that’s in place, it no longer is able to expand and move that pinging phone and the whole system gets a lot quieter.</p> <p>LESLIE: Alright. Well, I hope that helps you out, Nancy, and it stops that irking chime for you.</p> <p>Now, Vicky in Connecticut writes: “Can tile be laid over an old-time vinyl flooring? ”</p> <p>TOM: Yes and no. Here’s the thing. You certainly need to have a solid locate for tile. So I’d say that my wish would be to not position it right on top of it. If you were going to go this route, I would put underlayment on top of it first if it was a really strong and sturdy flooring. And by that I necessitate it’s got no flex in it.</p> <p>Otherwise, I would take it up perfectly. I would put down a slime flooring. I would use a tile benefactor or I would double-up the plywood so that it was strong enough to handle that tile. Because we get a lot of bellows from kinfolks that have tile floors that have cracked and they are desperate to try and find a solution to stop them from cracking. But the problem is it’s not the tile; it’s the flooring underneath. So there really is no good solution, aside from taking it all up and securing the basi and starting again.</p> <p>And it’s worse when you use bigger tile, because they even flex less. You can get away with it if it’s a small tile, like a mosaic or something like that. But if it’s a big tile, “ve forgotten” it. It’s going to be big, smelling mess, right? </p> <p>LESLIE: Really. Because if it’s not statu, every bit of movement is going to do the opposing magnetism to that larger piece of tile. And you’re going to get- all of those tiles are going to break, crack. It’s going to be a mess. So unless you really do like that 1-inch square or some sort of basket-weave- anything with a mesh endorse you are eligible to various kinds of “re going away” with.</p> <p>TOM: This is The Money Pit Home Improvement Show. Hey, thanks, people, for spend these sections of your day with us. We hope that you’ve picked up a couple of gratuities that help you become more successful homeowners when it comes time to take care of your house and make it more energy-efficient and take on some projects to obligate you happy in that space. We will stand by to help you with those steps whenever you need us. You can always reach us at 888 -MONEY-PIT or attach us on The Money Pit podcast at MoneyPit.com/ Podcast.</p> <p>But until then, I’m Tom Kraeutler.</p> <p>LESLIE: And I’m Leslie Segrete.</p> <p>TOM: Remember, you can do it yourself … </p> <p>LESLIE: But you don’t have to get it on alone.</p> <p>( Copyright 2021 Squeaky Door Yield, Inc. No fraction of this transcript or audio folder may be reproduced in any format without the express written authorization of Squeaky Door Yield, Inc .) </p> <p>The post <a rel="nofollow" href="https://www.moneypit.com/episode-2066-bright-laundry-room-renos-filters-for-the-freshest-water-how-to-lower-insurance-costs-your-qa/" data-wpel-link="internal">Episode # 2066: Light Laundry Room Renos | Filters for the Freshest Water | How to Lower Insurance Costs | Your Q& A</a> showed first on <a rel="nofollow" href="https://www.moneypit.com" data-wpel-link="internal">The Money Pit</a>.</p> <div style="clear:both;"></div> <p></p> <script type="text/javascript"> jQuery(document).ready(function($) { $.post('https://www.homeimprovementwa.com/wp-admin/admin-ajax.php', {action: 'mts_view_count', id: '2221'}); }); </script> </div>  <div class="shareit floating">  <span class="share-item facebooksharebtn"> <a 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